Authors
One writer covers the guides on this site. Her background and how she approaches the pricing figures are below.
Contributor since 2024
Jessica Martinez
Jessica Martinez covers personal finance topics including senior insurance costs, retirement budgeting, and how consumers can compare financial products without a sales pitch attached. She writes the final expense guides on this site, working from published carrier rate tables and public final expense market surveys rather than any single insurer's numbers.
How she approaches this beat
Final expense shoppers are usually older, sometimes buying on behalf of a parent, and often confused by marketing language that treats "final expense" and "burial insurance" as if they were mysterious separate products. Jessica's guides try to cut through that by naming the actual mechanics: simplified versus guaranteed issue, what a graded death benefit means in the first two years, and why the same coverage amount can cost 30 percent more or less depending on which carrier prices it. Every dollar figure in her guides traces back to the sourcing described on the editorial standards page.
Corrections and questions
If something in one of Jessica's guides looks outdated or wrong, reach the editorial team through the contact page with the page and the detail in question.